Disability

Everything you ever wanted to know about US disability laws, insurance, and employment rights. Don’t live in the US? We are actively looking for members from all parts of the world who can accurately and articulately share disability information from their home country. Contact us if you’d like to volunteer!

  • Is Cluster Headache a Disability?

    November 9, 2015 Chris Hannah

    Cluster headaches can be very debilitating and at some point you may begin to question whether or not it makes sense to continue working. Generally speaking, episodic cluster headaches would not qualify as a disability in the eyes of the government, but they may justify a short-term leave from work. Chronic cluster headaches that have ...

  • Private Disability Insurance

    November 10, 2015 Chris Hannah

    There are many types of private disability insurances that may be purchased by individuals or by companies on behalf of employees as a component of their benefits package. For example, if you are a sole proprietor of your own business, you may purchase Key Person disability insurance or Business Overhead Expense insurance to ensure that ...

  • Social Security Disability

    November 29, 2015 Chris Hannah

    There are two disability programs available through the Social Security Administration: Social Security Disability Insurance and Supplemental Security Income. SSDI is paid for by you through your payroll deductions. SSI is a program managed by the Social Security Administration that makes payments to people with low income who are age 65 or older, are blind, ...

  • Americans With Disabilities Act

    March 12, 2017 Tammy Rome, LPC

    Americans with Disabilities Act specifically addresses the rights of disabled workers and the responsibilities of their employers.

  • Equal Employment Opportunity Commission

    March 12, 2017 Tammy Rome, LPC

    The Equal Employment Opportunity Commission is responsible for enforcing all forms of discrimination in the workplace, including disability discrimination. It also offers guidance and education to employers regarding compliance, including instructions on how to make reasonable accommodations for employees with disabilities.

  • Individuals With Disabilities Education Act

    March 12, 2017 Tammy Rome, LPC

    The Individuals with Disabilities Education Act ensures that students with disabilities have access to public education. It also outlines programs and services available to students. There are two special education services available: IEPs and 504 Plans.

  • Family and Medical Leave Act

    March 12, 2017 Tammy Rome, LPC

    The Family and Medical Leave Act (FMLA) applies in all cases. FMLA entitles eligible employees to take up to 12 weeks of job-protected leave for specified family and medical reasons with continuation of group health insurance coverage under the same terms and conditions as if the employee had not taken leave. The Family and Medical ...